A perfect insurance plan created just for you.

Let us connect you with exceptional insurance companies in Utah so you can customize your coverage to fit your lifestyle. From auto insurance to home insurance to boat insurance, we’ll have you covered by land and by sea.

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The right insurance plan for every need.

Homeowner’s Insurance

Protect what matters most by covering your home.

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Renters Insurance

Even renters need to protect their possessions.

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Landlord Insurance

Protect your business by covering your rental properties.

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Car Insurance

As a driver in Utah, drive with peace of mind knowing you’re covered.

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RV Insurance

RV life can be all the happier when you take the necessary precautions and sign up for coverage on the go.

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Motorcycle Insurance

We can insure all kinds of motor vehicles including motorcycles and ATVs. No matter what you drive on and off road, we got you covered.

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Boat Insurance

Keep your boat and your personal effects on the boat covered when you take out boat insurance.

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Small Business Insurance

If you’re a small to medium-sized business then don’t put off making the important investment into business insurance.

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What our great clients say about us.

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You have questions, we have answers.

Have some questions about insurance and how Neal Dastrup Insurance works? Get all the most frequently asked questions answered here.

How Much Auto Insurance am I Required by Law to Carry?

Minimum auto insurance requirements vary from state to state. In Utah, you are required to have a minimum liability coverage for the following:
- Bodily injury up to $25,000 per person
- Bodily injury up to $65,000 per accident
- Property damage up to $15,000 per accident
Utah also requires at least $3,000 per person in personal injury protection coverage.

Do I Need Renters Insurance?

Your landlord’s insurance only covers the building’s structure and not all of your valuables inside the building. Thankfully, renters insurance is surprisingly affordable and offers excellent coverage. Renters insurance coverage includes replacement for stolen or damaged belongings, personal liability (if someone is injured in your unit), and temporary living expenses if your apartment or condo is deemed uninhabitable.

What Kind of Watercraft can be Covered by Boat Insurance?

Boat insurance can offer coverage for a wide variety of watercraft, including jet skis, sailboats, wave runners, fishing boats, and cruisers. The amount of coverage you need depends on several factors, including the type of watercraft, and include how often you take it out. Talk with one of our insurance agents to learn more about your options.

What’s the Best Amount of Coverage for Homeowners Insurance?

The right amount of coverage for you and your family depends on your location, your needs, your house itself, and many other factors. Typically, home insurance should cover personal liability (in case a guest is injured in your home), damage to the house’s structure, and your personal belongings. There are many options for home insurance, so it’s best to talk with a qualified insurance agent who is familiar with the area you live in.

How is Motorcycle Insurance Different from Auto Insurance?

Motorcycle insurance is specifically tailored to cover motorcycles, scooters, and ATV's. Having motorcycle insurance in Utah is required by law for you to legally ride your motorcycle on city streets, state highways, and anywhere beyond your garage. Riding a motorcycle presents unique risks and challenges, and so motorcycle insurance is designed to address those differences.